Security & Compliance
La conformité PCI expliquée aux propriétaires de petites entreprises
What PCI DSS Actually Requires
The Payment Card Industry Data Security Standard (PCI DSS) is a set of security controls designed to protect cardholder data. For most small businesses using a cloud-based POS or hosted payment page, the compliance burden is minimal — your processor handles the heavy lifting.
What You're Responsible For
Your responsibilities typically include: completing an annual Self-Assessment Questionnaire (SAQ), ensuring your Wi-Fi network is password protected and separate from customer-facing networks, and never storing raw card numbers in spreadsheets or email.
What Happens If You're Not Compliant
Non-compliant merchants face fines ranging from $5,000 to $100,000 per month from card networks, plus liability for any fraud losses that occur. Most acquiring banks will suspend your ability to process cards until compliance is restored.
La plupart des commerçants évaluent un système PDV en fonction de son prix affiché. Pourtant, le véritable coût d'un mauvais système de paiement se manifeste dans des aspects qui n'apparaissent jamais sur une facture.
